Privacy Statement
F A C T S | WHAT DOES CAPITAL BANK DO WITH YOUR PERSONAL INFORMATION? | ||
Why? | Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do. | ||
What? | The types of personal information we collect and share depend on the product or service you have from us. This can include:
When you close your account, we continue to share information about you according to our policies. | ||
How? | All financial companies need to share customers' personal information to run their everyday business - to process transactions, maintain customer accounts, and report to credit bureaus. In the section below, we list the reasons financial companies can share their customers' personal information; the reasons Capital Bank chooses to share; and whether you can limit this sharing. | ||
Reasons we can share your personal information | Does Capital Bank share? | Can you limit this sharing? | |
For our everyday business purposes - To process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus | Yes | No | |
For our marketing purposes - To offer our products and services to you | No | Capital Bank has no affiliates | |
For joint marketing with other financial companies | No | Capital Bank doesn't jointly market | |
For our affiliates' everyday business purposes - Information about your transactions and experiences | No | Capital Bank has no affiliates | |
For our affiliates' everyday business purposes - Information about your creditworthiness | No | Capital Bank has no affiliates | |
For our affiliates to market to you | No | Capital Bank has no affiliates | |
For nonaffiliates to market to you | No | Capital Bank does not share with nonaffiliates so they can market to you | |
Contact Us | Call us at 301-468-8848 or toll free at 1-877-568-4262. Or go to http://www.capitalbankmd.com/. | ||
WHO WE ARE | |||
| Who is providing this notice? | Capital Bank | ||
SHARING PRACTICES | |||
How often does Capital Bank notify me about its practices? | We must notify you about our sharing practices when you open an account and each year while you are a customer. | ||
How does Capital Bank protect my personal information? | To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings. | ||
How does Capital Bank collect my personal information? | We collect your personal information, for example, when you:
We also collect your personal information from others, such as credit bureaus, affiliates, or other companies. | ||
Why can't I limit all sharing | Federal law gives you the right to limit sharing only for
State laws and individual companies may give you additional rights to limit sharing. | ||
Definitions | |||
Everyday business purposes | The actions necessary by financial companies to run their business and manage customer accounts, such as
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Affiliates | Companies related by common ownership or control. They can be financial and nonfinancial companies
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Non-affiliates | Companies not related by common ownership or control. They can be financial and nonfinancial companies.
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Joint Marketing | A formal agreement between nonaffiliated financial companies that together market financial products or services to you.
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If you have any questions, contact us. You can do so at either of our offices or by telephone at 301-468-8848, or by electronic mail (operations@capitalbankmd.com). If you believe your personal information has been stolen or used inappropriately, please contact us immediately.
