Business Loan Services
Business Lending Products
Help your Business grow with one of our competitive lending products. Capital Bank's lenders are highly experienced professionals who specialize in working with many types of professional firms and businesses. Below is a listing of common types of financing handled by the Bank's lenders. Our ability to be flexible and responsive is our specialty. To learn more, call (301) 468-8848 or stop by one of Capital Bank's Offices today.
Lines of Credit
- Fund you short-term working capital needs
- Support Accounts Receivable Fluctuation or Growth
- Access your line of credit availability through Capital Express Online Banking
- Additional approval process required
- Competitive rates
Term Loans
- Fund Expansion, Acquisitions or Buyouts
- Fixed payments
- Competitive rates
Equipment Loans
- New or Used Equipment
- Flexible terms
- Competitive rates
Construction Financing
- Acquisition, Development & Construction
- Speak with our highly experienced construction loan team to see how we can "customize" our lending services to your project
Commercial Mortgage Financing
- Owner-Occupied
- Investment Properties
- Fixed Terms
- Competitive rates
SBA Lending
- Participates in the SBA Express Loan Program
- 7(a) Program
- 504 (90% Financing*) Loan Program
*in most cases - Commercial Mortgages Available
- Click Here for more information about some of the SBA programs Capital Bank lenders can provide to your business
Letters of Credit
- "Standby" Letters of Credit
- Documentary or Commercial Letters of Credit
- Flexible terms
- Competitive fees
BELOC
- Our Business Equity Line Of Credit program is our real estate secured, revolving facility with terms similar to a personal Home Equity Line of Credit, but in your business name
