Business & Commercial

The funds you need to manage and grow your business through seasonal and economic changes, and banking solutions that keep you in your office– even when it’s a coffee shop.

Political Organizations

Banking for Political Organizations and Action Committees (PACS)

You work hard for the funds you raise, so we understand you don’t want it going toward banking fees. With strong fraud protection features and a range of no-cost services, we help you keep more of the money you raise.

Direct access to your dedicated banking professional

When you have a question or need support, you deserve a quick response from a trusted professional who is easy to reach. Committed to your success, your dedicated advisor is there to help whenever you need it.

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We offer products that help meet your treasury management goals and keep your money safe. We integrate with your accounting systems for more efficient compliance management, stronger security, and faster payment processing. Fraud prevention measures like Positive Pay and dual control security protocols mean greater oversight into activity. And with no transaction fees or minimum balances, our services compliment your internal processes without limitations.

Tailored Treasury Solutions

Fraud Protection

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Relationships matter most

With deep roots in serving political organizations throughout the DC metropolitan area, our client relationships are built by responsive banking professionals who take the time to get to know the clients they serve.

“By law, PACs are required to maintain at least one (1) checking account for purposes of accepting contributions and making disbursements to candidates and political committees. All national banks and federally insured credit unions are eligible to provide this service; however, we know firsthand most of these institutions have limited experience opening and administering such accounts. That’s why when Capital Bank created a unit specifically for the purpose of servicing PACs AND assigned an officer knowledgeable of PAC operations that got my attention.

From initial set-up for a new PAC, to changing the designated account signers, or adding positive pay, I can count on Chuck Kettenacker and Capital Bank to get it accomplished quickly and correctly. For the PAC community, having a bank that “gets it” is a truly valuable resource and PAC Outsourcing has and will continue to recommend Capital Bank to our clients and friends for their PAC banking requirements.”

Wade S. Williams, Esq.

President, PAC Outsourcing LLC

“Chuck is an out-of-the-box thinker and has developed some smart banking services focused around the PAC community. He is extremely responsive and dedicated to his work. If I ever need his help, he is available 24/7. I highly recommend Chuck to anyone looking for financial solutions in the PAC & small business arena.”

Dan Backer, Esq.

Principal Attorney, political.law

“We have worked with Chuck Kettenacker for 8 years. We worked with another local bank for over 20 years prior to switching our accounts. We grew increasingly frustrated with the lack of customer service and slow response time. As a client services organization ourselves, we need a banker who responds to our questions and concerns in a timely manner because we have to respond to our clients. Slow response has never been an issue since we started working with Chuck. If he is unable to respond, he has someone from his team respond to us with answers and/or resolutions to our issues. Every bank is happy to take your money and open an account. What separates the excellent banks from the mediocre ones is an excellent banker and Chuck Kettenacker is an excellent banker!”

Mary O’Reilly

Public Affairs Support Services, Inc.

Meet Chuck Kettenacker

Chuck is the Senior Vice President Commercial Relationship Manager for Capital Bank’s Political and Non-profit Banking. He has more than fifteen years of experience in commercial and non-profit banking, with particular expertise in Political Organizations. Customer-focused with excellent knowledge of the DC landscape, he delivers meaningful account solutions to Non-profits, PACs and Campaigns.

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For more information, contact Chuck Kettenacker at CKettenacker@capitalbankmd.com or 703-434-3786.

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